If your business was unexpectedly brought to a halt tomorrow, would it survive the financial impact?
Insurance is designed to protect you against the unexpected. But what happens when the risk isn’t a stranger breaking in, but someone you know and trust?

In episode one of our four-part On the Money series in partnership with Old Mutual Insure, Sales Manager Luke Abrahams joins Old Mutual’s Financial Education Programme Manager, Thabo Hollo, to unpack a complex but very real scenario faced by many South Africans.

From theft by a family member living at home to losses caused by a sticky-fingered employee in your business, Luke explains how short-term insurance policies typically respond, where general exclusions apply, and why understanding the difference between the unforeseen and the foreseeable matters.

It’s a practical conversation about expectations, responsibility, and understanding what your policy really covers before you need to claim.