Published in both textbook and journal form, it’s endorsed by the Financial Planning Institute (FPI) and recommended as a key study aid for those pursuing the Certified Financial Planner (CFP®) designation and other financial qualifications.
Premiums & Problems has a rich history dating back to 1974, when it began as an internal circular for Old Mutual's life agency sales force. What started as a modest set of industry articles quickly grew into a trusted annual resource for financial planning professionals. Today, it is published in two editions and is available in both handbook and electronic formats.
Article Edition - An electronic collection of insightful, industry‑focused articles written by Old Mutual's legal advisers. This publication is free of charge.
Exam Edition - A handbook updated every year with the essential content needed for financial planning studies and qualifications, also available electronically through Juta.
Over the decades, the publication has evolved in scope and design, reflecting Old Mutual's commitment to accessibility and professional excellence. From its early bilingual editions to its now‑iconic format, Premiums & Problems continues to serve as a cornerstone reference for the financial planning community.
This edition stands, once more, as a flagship resource for Certified Financial Planning® students, practitioners, intermediaries, and fiduciary specialists, delivering authoritative insights authored by a team of legal advisors who support the financial planning industry.
We are proud to announce our collaboration with the Financial Planning Institute (FPI), reinforcing our commitment to professional excellence and thought leadership.
This partnership includes an exclusive contribution from Nici McDonald CFP®, spotlighting the latest global standards shaping the future of financial planning.
Congratulations to Godwin Magosha, the recipient of the 2026 Premiums & Problems Article Edition 132 Literary Award for his insights on 'The Application of the Flow-through Principle to Non-resident Beneficiaries of a South African Trust.'
This publication is a recommended study guide for all pursuing professional designations (RFP®, FSA® and CFP®) and is endorsed by the Financial Planning Institute of Southern Africa (FPI).
The publication is an invaluable resource for attaining 16.5 CPD points through the assessments linked to the Plumbline and FAIS Exchange platforms.
Order your copies now.
Highlights you will like:
- Future-proof your practice with global standards and human-centric skills
- Spot financial distress in your business early and apply recovery tools under SA law
- Protect retirement benefits against insolvency and know the limits
- Navigate divorce and annuities under the new Two-Pot System
...and so much more!
Meeting your CPD requirements is easy with Premiums & Problems.
Access accredited, expert content on tax, estate, and regulatory topics. Read, take a quick online assessment, score 70% or higher, and instantly receive a verifiable CPD certificate with the FSCA and FPI.
Earn CPD points by completing the following assessments linked to this Exam and Article Editions. Your CPD activity would be recorded directly on the platform:
Stay compliant. Stay informed. Start earning your points today.
We do not publish an archive of previous publications as each Exam Edition is updated to reflect the latest content and standards, so we recommend using the most current version for the best preparation.