A trusted resource since 1974 - Founded in 1974 as an internal Old Mutual publication, P&P grew into a respected annual reference, known for its clarity, consistency, and relevance. P&P has evolved alongside the industry, including digital access, while maintaining its focus on what matters most. It remains a trusted, practical resource in a changing profession.
Premiums & Problems Exam Edition - A structured handbook containing the essential technical content required for financial planning studies and professional qualifications. The Exam Edition is available as both a printed handbook and an e-book for purchase.
Premiums & Problems Article Edition - A digital collection of insightful, industry‑focused articles written by Old Mutual's legal advisers. It is available free of charge.
The Exam Edition is a recommended study guide for all pursuing professional designations (RFP®, FSA® and CFP®) and is endorsed by the Financial Planning Institute of Southern Africa (FPI). It is an invaluable resource for attaining verifiable CPD points through the assessments linked to the Plumbline and FAIS Exchange platforms.
Order your copies now.
The Article Edition is a flagship resource for Certified Financial Planning® students, practitioners, intermediaries, and fiduciary specialists. It delivers authoritative insights authored by industry experts who support the financial planning industry.
We are proud to announce our collaboration with the Financial Planning Institute (FPI), reinforcing our commitment to professional excellence and thought leadership. This partnership includes an exclusive contribution from Nici McDonald CFP®, spotlighting the latest global standards shaping the future of financial planning.
Congratulations to Godwin Magosha, the recipient of the 2026 Premiums & Problems Article Edition 132 Literary Award for his insights on 'The Application of the Flow-through Principle to Non-resident Beneficiaries of a South African Trust.'
Meeting your CPD requirements is easy with Premiums & Problems.
The Exam Edition offers 19 verifiable CPD points by passing the assessments on the Plumbline and FAIS Exchange platforms.
Access and read the accredited content, take short online assessments, score 70% or higher, and instantly receive verifiable CPD certificates with the FSCA and FPI:
Stay compliant. Stay informed. Start earning your points today.
We do not publish an archive of previous publications as each Exam Edition is updated to reflect the latest content and standards, so we recommend using the most current version for the best preparation.