Rest easy with a
funeral plan
Choose from a wide range of
funeral cover options designed to
meet your needs.

Why get a funeral plan?

We do everything we can to make sure the people we love are taken care of. We do it in life. So why not do it in death? Organising a funeral can become a burden on any budget. From catering to caskets, funeral costs quickly add up.

That’s where Old Mutual funeral plans come in. As the policyholder, you pay a monthly amount (premium) so that in the event of death, a specified amount (your cover) is paid out to your family.

The lump sum helps pay for funeral costs, so loved ones can focus on what’s really important: saying their final goodbyes.
Choose your funeral plan

Whether it’s a big send-off or a small, intimate goodbye, we have affordable funeral policies in South Africa.

Benefits
EasiPlus Funeral Plan

Get funeral cover for the whole family - up to 20 people.

Funeral Plan Range

Three different funeral plans, with the option to add Groceries and Education benefits.

Old Mutual Protect Family and Extended Family Funeral Cover

Cover for you, your spouse/partner, children, grandchildren and extended family members.

Starting Premium

R29/month

R31/month

Varies

Maximum Cover

R70 000

R70 000

R100 000*

Maximum Age

84

84

84**

Medical testing required?

Can I get a premium holiday?

Can I buy online

EasiPlus Funeral Plan

Get funeral cover for the whole family - up to 20 people.

Funeral Plan Range

Three different funeral plans, with the option to add Groceries and Education benefits.

Old Mutual Protect Family and Extended Family Funeral Cover

Cover for you, your spouse/partner, children, grandchildren and extended family members.

Starting Premium

R29/month

Maximum Cover

R70 000

Maximum Age

84

Medical testing required?

Can I get a premium holiday?

Can I buy online

Starting Premium

R31/month

Maximum Cover

R70 000

Maximum Age

84

Medical testing required?

Can I get a premium holiday?

Can I buy online

Starting Premium

Varies

Maximum Cover

R100 000*

Maximum Age

84**

Medical testing required?

Can I get a premium holiday?

Can I buy online

*R50 000 for Old Mutual Protect Extended Family Funeral Cover **84 for Old Mutual Protect Extended Family Funeral Cover, 79 for Old Mutual Protect Family Funeral Cover
We also offer the Burial Society Support Plan

Old Mutual’s Burial Society Support Plan is designed for collectives such as churches, stokvels, NGOs and clubs.

Claims are paid within 48 hours of receiving relevant documents.

Two South African woman put their arms around each other and smile outdoors.
The more we know, the better we can plan

Losing a loved one can make us feel powerless. We hope that these short reads will help you fell a little less so.

Want to know more about funeral cover in general?We answer some questions you may have. If you'd like to chat further, call us on 0860 60 60 62.

    Funeral cover is an insurance policy where you pay a monthly premium, and it pays out a single amount when you (or a family member covered in the policy) dies. The amount paid out can be used towards expenses like a coffin, tombstone, and catering. This ensures that when the time comes to say goodbye, your family will have some money towards funeral costs and may not need to go into debt.

    Upon your death, or the passing of a loved one covered in your policy, your funeral plan pays out a single amount. This money goes towards the costs of a funeral. These expenses can include things like: 

    • A coffin or casket
    • Venue or tent hire
    • Transport
    • Catering
    • Flowers

    When it comes to life and funeral insurance, one isn’t better than the other because both serve different needs when someone passes away. A funeral plan pays towards the expenses of a specific event: a funeral. Life insurance provides for a family financially for the long term when they lose a breadwinner. It’s important to consider both as an integral part of your financial planning, and it’s possible to have both types of cover.

    Read more about the differences between life and funeral cover and why it’s important to have both.

    Yes, you can take out a funeral plan for your parents or other extended family members (like in-laws, grandparents, aunts and uncles) if they are younger than the maximum age specified in the policy at application.

    There are four advantages of having funeral cover:

    1. Avoid leaving your family desperate during a difficult time.
    2. Avoid prolonging the process and give yourself peace of mind.
    3. Avoid having your family go into debt when paying funeral expenses.
    4. Have the convenience of cover that pays out quickly for those immediate funeral expenses.

    Get more insight by reading our article about why you should have a funeral plan.

    When you apply for a funeral plan, you must be younger than a certain age. The specific age depends on which funeral product you purchase.

    You can have more than one funeral policy, but it might not make sense financially to pay monthly premiums for two or more plans. Speak to a financial adviser to get advice on which funeral plan will be the most affordable for you, whilst covering the number of people you need it to.