Plan for 'what if?'When illness strikes, Severe Illness Cover 
pays out up to R6 million.
personal solutions health severe illness cover

What is Severe Illness Cover?

Good health is easy to take for granted but difficult to replace when it’s gone. And while money can’t guarantee your well-being, it can help give you access to great care when illness strikes. We will pay out a tax-free lump sum of money if you are diagnosed with an illness like cancer, heart attack or a stroke to help with expenses brought about by the illness.




What’s in it for you?
  • Your payout is tax free
  • If you buy stand-alone cover, you can claim more than once for unrelated critical illnesses with no reduction in the cover amount
  • Cover is available to people with HIV
  • You have the option to cover yourself for your whole life or just a specific term

Severe illness cover

Be prepared against possible severe illness, cover yourself. The severe illness benefit from GREENLIGHT covers 84 severe illnesses, 9 early diagnosis illnesses including certain early diagnosis cancers. Please view some of our great solutions below, feel free to talk to an adviser for more information or go ahead and get yourself covered.
Features
GREENLIGHT Elite Severe Illness Cover
84 severe illnesses, 16 mild illnesses, 9 early diagnosed illnesses, 29 child severe illnesses
GREENLIGHT Premium Severe Illness Cover
Covers 84 severe illnesses and 9 early diagnosed illnesses (of which 7 are early cancers)
GREENLIGHT Essential Severe Illness Cover
Covers 68 severe illnesses and 9 early diagnosed illnesses (of which 7 are early cancers).
GREENLIGHT Physical Impairment Cover
Covers once-off lifestyle adjustment costs
Cover amount
From R100 000 to R6 million
From R100 000 to R6 million
From R100 000 to R6 million
From R100 000 to R4 million
Can I claim more than once for unrelated illnesses?
Can I choose to protect my income for my entire life?
What about early diagnosed illnesses?
Does it include automatic child illness cover?
Does it include cancer benefit?
GREENLIGHT Elite Severe Illness Cover
84 severe illnesses, 16 mild illnesses, 9 early diagnosed illnesses, 29 child severe illnesses
Features
GREENLIGHT Premium Severe Illness Cover
Covers 84 severe illnesses and 9 early diagnosed illnesses (of which 7 are early cancers)
Features
GREENLIGHT Essential Severe Illness Cover
Covers 68 severe illnesses and 9 early diagnosed illnesses (of which 7 are early cancers).
Features
GREENLIGHT Physical Impairment Cover
Covers once-off lifestyle adjustment costs
Features
Cover Amount
From R100 000 to R6 million
Can I claim more than once for unrelated illnesses?
From R100 000 to R6 million
Can I choose to protect my income for my entire life?
What about early diagnosed illnesses?
Does it include automatic child illness cover?
Does it include cancer benefit?
Cover amount
From R100 000 to R6 million
Can I claim more than once for unrelated illnesses?
Can I choose to protect my income for my entire life?
What about early diagnosed illnesses?
Does it include automatic child illness cover?
Does it include cancer benefit?
Cover amount
From R100 000 to R6 million
Can I claim more than once for unrelated illnesses?
Can I choose to protect my income for my entire life?
What about early diagnosed illnesses?
Does it include automatic child illness cover?
Does it include cancer benefit?
Cover amount

From R100 000 to

R4 million

Can I claim more than once for unrelated illnesses?
Can I choose to protect my income for my entire life?
What about early diagnosed illnesses?
Does it include automatic child illness cover?
Does it include cancer benefit?
    Why choose Old Mutual’s Severe Illness CoverIf you value your health, cover it with us.
    Got more questions on Severe Illness Cover?Here's more info to help you unpack how Old Mutual's Severe Illness cover works. Want to talk to a human? Give our Customer Service Centre a call on 0860 50 60 70 .
    • Whatever helps make your life easier during this difficult time. Use the money for costs such as rehabilitation and alternative therapies, or even unexpected expenses. You can also use it to settle debt and and make other lifestyle adjustments needed to give you the best chance at recovery.

    • Glad you asked. You must pay your premiums for the period of time you're covered for (either whole life or for a specific term). You can choose to pay a monthly or yearly premium with debit or stop order. And you can switch between them any time.

    • Good question! You will not be covered for any illness or condition that is not defined in your contract. You will also not be covered after your term cover ends. And of course, you will not be covered if you don't pay your premiums. Always check your contract or ask your financial adviser if you're not sure about the fine print.

    • You sure can. You can increase or reduce your cover at any time depending on your protection needs. We will ask you for medical and financial underwriting information if you increase your cover. We will notify you in writing when we have completed your request.

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    Copyright Old Mutual Limited 2020
    Disclaimer Privacy Notice
    Old Mutual Limited (OML) is a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 14 countries.
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