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personal solutions i want to save for a big expense

Investing to reach that goal?

So you have something you want to save for, a house, starting a business, a wonderful holiday. Cool, we want to help you do more than just save. We want to grow your money so that you have more than enough at the end. Let’s explore how much you would need and what you need to consider that will help you reach your goal. 

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      How much do I need to save?The examples set out in the table below show how much you would need to save to reach a goal. The table assumes an 8% gross growth rate on your savings and an annual premium increase of 5%. Growth rates can vary depending on your specific circumstances. The amount that you need to save might however differ depending on your specific circumstances and needs. Please do not rely purely on this table when making financial decisions. It's always important to get professional financial advice.
      Estimated goal amount you’re saving for
      Amount you will need to save over 5 years
      Amount you will need to save over 10 years
      Amount you will need to save over 15 years
      R50 000
      R640/month
      R240/month
      R120/month
      R100 000
      R1 280/month
      R480/month
      R240/month
      R150 000
      R1 920/month
      R720/month
      R360/month
      R200 000
      R2 560/month
      R960/month
      R480/month
      R250 000
      R3 200/month
      R1 200/month
      R600/month
      Estimated goal amount you’re saving for:  R50 000
      Estimated goal amount you’re saving for: R100 000
      Estimated goal amount you’re saving for: R150 000
      Estimated goal amount you’re saving for: R200 000
      Estimated goal amount you’re saving for: R250 000
      Amount you will need to save over 5 years
      R640/month
      Amount you will need to save over 10 years
      R240/month
      Amount you will need to save over 15 years
      R120/month
      Amount you will need to save over 5 years
      R1 280/month
      Amount you will need to save over 10 years
      R480/month
      Amount you will need to save over 15 years
      R240/month
      Amount you will need to save over 5 years
      R1 920/month
      Amount you will need to save over 10 years
      R720/month
      Amount you will need to save over 15 years
      R360/month
      Amount you will need to save over 5 years
      R2 560/month
      Amount you will need to save over 10 years
      R960/month
      Amount you will need to save over 15 years
      R480/month
      Amount you will need to save over 5 years
      R3 200/month
      Amount you will need to save over 10 years
      R1 200/month
      Amount you will need to save over 15 years
      R600/month
                                  Now that you get the picture, let’s explore your big expense savings optionsFor any big financial goal, you need to plan how you’re going to save for it. Start saving early, it will give your money time to increase in value. Be patient while your money grows. If you haven’t started saving for your goal, now is the time. Old Mutual has a range of products designed to help you save for that big expense.
                                  Features
                                  Tax Free Savings Account
                                  Grow your savings without paying tax on the growth your money earns.
                                  FutureInvest 4 My Goal
                                  Helps you save for any goal that you may want to achieve in 10 years.
                                  Flexible Plan
                                  Choose how long you want to pay premiums, and how long you want to keep your money invested.
                                  Unit Trusts
                                  A highly flexible investment with a large selection of funds to choose from.
                                  Starting premium
                                  From R250/month
                                  From R250/month
                                  From R350/month
                                  From R500/month
                                  Is my investment growth tax free?
                                  Can I access my money when I need it?
                                  Can I choose funds outside Old Mutual?
                                  Can I stop investing when I am no longer able to?
                                  Can I invest online?
                                  Tax Free Savings Account
                                  Grow your savings without paying tax on the growth your money earns.
                                  Features
                                  FutureInvest 4 My Goal
                                  Helps you save for any goal that you may want to achieve in 10 years.
                                  Features
                                  Flexible Plan
                                  Choose how long you want to pay premiums, and how long you want to keep your money invested.

                                  Features
                                  Unit Trusts
                                  A highly flexible investment with a large selection of funds to choose from.
                                  Features
                                  Starting Premium
                                  From R250/month
                                  Is my investment growth tax free?
                                  Can I access my money when I need it?
                                  Can I choose funds outside Old Mutual?
                                  Can I stop investing when I am no longer able to?
                                  Can I invest online?
                                  Starting Premium
                                  From R250/month
                                  Is my investment growth tax free?
                                  Can I access my money when I need it?
                                  Can I choose funds outside Old Mutual?
                                  Can I stop investing when I am no longer able to?
                                  Can I invest online?
                                  Starting Premium
                                  From R350/month
                                  Is my investment growth tax free?
                                  Can I access my money when I need it?
                                  Can I choose funds outside Old Mutual?
                                  Can I stop investing when I am no longer able to?
                                  Can I invest online?
                                  Starting Premium
                                  From R500/month
                                  Is my investment growth tax free?
                                  Can I access my money when I need it?
                                  Can I choose funds outside Old Mutual?
                                  Can I choose funds outside Old Mutual?
                                  Can I invest online?

                                  *It's important to read and understand the terms and conditions of each product.

                                  Why save for a big expense?It’s always wise to save towards a big expense. If you get a loan, you will have the burden of paying a lot of money in interest. Good thing is, when you have saved, you owe no one a cent.

                                  How to save for your goal?

                                  Is saving for your goal making life difficult for you? Taking away all the vibe that comes with having extra cash? 

                                  Tell you what, it’s worth it! 

                                  Keep saving for your car, house or for that cool renovation. Start saving sooner and do it for as long as you can. Be patient while your money grows. You are more likely to cash in on good growth this way. 

                                  Stay focused on what’s important and don’t lose sight of your goal. 


                                  A couple looking at a laptop
                                      Know it so you can grow itHere’s some great reading to get your head around investing.