Personal loan
calculator
Use our calculator to work out your
estimated monthly repayments.
Calculate your monthly instalment for a personal loan There are several factors to consider when choosing a personal loan, but loan amount is the most important. Along with loan term, the amount you borrow will determine your monthly instalments and the total cost of your loan. Use our simple personal loans repayment calculator to get an estimate of the monthly instalment of a loan of a certain size and term.
Details of your loan

Note: The results should be used as an indication only

How the personal loan calculator works

Use our personal loan calculator to estimate your personal loan monthly repayments.

You can simply:

  • Select the amount you want to borrow
  • Select the loan term which is the number of months you would be comfortable repaying the loan amount
  • Click <CALCULATE> and you will be shown your estimated monthly instalments
  • Note: The repayment amount is only an estimate and includes credit life insurance and service fees.

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      The use of the online calculator is discretionary and calculations are estimates. Old Mutual Finance gives no warranty, express or implied, as to the accuracy of such estimates and does not accept any liability for loss or damage of any nature whatsoever, which may result from the use and/or reliance of estimates provided by the calculator. All loans are subject to a full credit assessment.

      Old Mutual loan offerings are made available through Old Mutual Finance (RF) (Pty) Ltd, a Licensed Financial Services and Registered Credit Provider (NCRCP35)

      Payment options range from 3 to 72 months. Interest calculated monthly. A once-off initiation and admin fees apply. The maximum interest rate is 24.5% annually. Representative Example: Credit of R5,000 borrowed for 3 months. Total interest payable over loan period: R291.09. Once off initiation fee: R649.75. Monthly admin fee R69. Total Amount Payable: R6,147.84.