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Life and funeral cover – a wise move
Your Will is one of the most important documents you will ever sign during your lifetime. It states how you want your assets to be dealt with in the event of your death.
Proper planning of your Will ensures that your estate (everything you own and owe) is set up in a tax-efficient way that benefits your beneficiaries after you passed on.
If you don't have a valid Will, the law of the land designates beneficiaries according to specific kinship.
_(3).webp "Two parents give their children piggyback rides after drafting wills to protect their kids’ future.")
The table below compares what each life insurance product covers. Please view some of our great products below, feel free to chat to an adviser for more information or go ahead and get yourself covered.
Features
Old Mutual Protect Life Cover
Pays a single amount when you die or are diagnosed with a terminal illness. The payout can help with settling large expenses.
Old Mutual Protect Accidental Death Cover
Pays a single amount if you die because of an accident. This is a great option if you can’t get life cover for medical reasons, or your lifestyle or work exposes you to a higher possibility of an accident.
Old Mutual Life Plan Range
Provides your family with money on your death to help them cope financially.
Old Mutual Life Insurance
Pays out should you become disabled or die.
Cover amount
From R100 000 and limited to what you qualify for
From R100 000 up to R2 million
R500 000 cover for each life covered except for accidental death and disability
From R250 000 up to R3 million
Will I need to do medical tests?
No*
No**
Does it cover terminal illness?
Can I buy via an adviser?
Old Mutual Protect Life Cover
Pays a single amount when you die or are diagnosed with a terminal illness. The payout can help with settling large expenses.
Features
Old Mutual Protect Accidental Death Cover
Pays a single amount if you die because of an accident. This is a great option if you can’t get life cover for medical reasons, or your lifestyle or work exposes you to a higher possibility of an accident.
Features
Old Mutual Life Plan Range
Provides your family with money on your death to help them cope financially.
Features
Old Mutual Life Insurance
Pays out should you become disabled or die.
Features
Cover amount
From R250 000 up to R3 million
Will I need to do medical tests?
No*
Does it cover terminal illness?
Can I buy via an adviser?
Cover amount
From R100 000 up to R2 million
Will I need to do medical tests?
No**
Does it cover terminal illness?
Can I buy via an adviser?
Cover amount
R500 000 cover for each life covered except for accidental death and disability
Will I need to do medical tests?
Does it cover terminal illness?
Can I buy via an adviser?
Cover amount
From R250 000 up to R3 million
Will I need to do medical tests?
Does it cover terminal illness?
Can I buy via an adviser?
**No medical tests are required for Old Mutual Protect Accidental Death cover up to the maximum cover amount.
Please view some of our great funeral cover products in the comparison table below. Feel free to chat to an adviser for more information or go ahead and get yourself covered.
Features
Old Mutual Protect Funeral Cover
Funeral cover for immediate and extended family.
EasiPlus Funeral Plan
Simple cover for immediate and extended family members up to 84 years old.
Funeral Plan Range
Offers individual, family, parents and extended funeral plans.
Essential Funeral Plan
Available to SASSA elderly and disability grant recipients only.
Cover amount
Up to R100 000
Up to R70 000
Up to R70 000
Up to R15 000
Is there a waiting period for non-accidental death and suicide?
Is there a waiting period for accidental death?
Is there cover increase option?
Do I get premium holiday?
Can I get a quote online?
Can I buy through an adviser/agent?
Old Mutual Protect Funeral Cover
Funeral cover for immediate and extended family.
Features
EasiPlus Funeral Plan
Simple cover for immediate and extended family members up to 84 years old.
Features
Funeral Plan Range
Offers individual, family, parents and extended funeral plans.
Features
Essential Funeral Plan
Available to SASSA elderly and disability grant recipients only.
Features
Cover amount
Up to R100 000
Is there a waiting period for non-accidental death and suicide?
Is there a waiting period for accidental death?
Is there cover increase option?
Do I get premium holiday?
Can I get a quote online?
Can I buy through an adviser/agent?
Cover amount
Up to R70 000
Is there a waiting period for non-accidental death and suicide?
Is there a waiting period for accidental death?
Is there cover increase option?
Do I get premium holiday?
Can I get a quote online?
Can I buy through an adviser/agent?
Cover amount
Up to R70 000
Is there a waiting period for non-accidental death and suicide?
Is there a waiting period for accidental death?
Is there cover increase option?
Do I get premium holiday?
Can I get a quote online?
Can I buy through an adviser/agent?
Cover amount
Up to R15 000
Is there a waiting period for non-accidental death and suicide?
Is there cover increase option?
Do I get premium holiday?
Can I get a quote online?
Can I buy through an adviser/agent?
Is there a waiting period for accidental death?
Some recommended reading to help you get a grip on future planning.