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Old Mutual
Savings and Investment
Monitor

Old Mutual Savings And Investment Monitor

The Old Mutual Savings & Investment Monitor (OMSIM) measures the financial pulse of working South Africans, uncovering their financial attitudes, perceptions, and behaviour, to better understand and support consumers on their progress to financial wellness.

#MoneyFeels

The OMSIM results paint a picture of a nation grounded in resilience and future optimism. Many working South Africans are earning more than a year ago, feel increasingly satisfied with their finances, and believe their situation will improve in the coming months. At the same time, significant financial stress persists for many consumers, highlighting the tension between growing optimism and the ongoing pressures of making ends meet.

The 2026 Key Insights At a Glance
Insights Topics Unpacked
Insights on retirement

How are South Africans saving for their retirement?

Insights on the Two-Pot Retirement SystemWhat does the new Two-Pot retirement system mean to South Africans?Insights on educationSee how South Africans are managing their children's education expenses.Insights on savingsSee how consumers' savings behaviour and money management are helping them thrive.Insights on debtFind out how South Africans are coping with their debt.Insights on entrepreneurship

Have a look at how South Africans are juggling multiple income streams.

Get the full Savings and Investment Monitor ReportResearch Findings

Everything you need to know about the 2025 Old Mutual Savings and Investment Monitor.

Key Findings

At a glance fact sheets:

Full OMSIM Research Report

Key Findings and Financial Education Tips

Mom and daughter sitting at their dining room table smiling at each other with a piggy bank in front of them.Key Findings - VideosA mom and her daughter sitting at the table smiling at each other with a ceramic piggy bank in front of them.History of OMSIM

Since 2009 the annual Old Mutual Savings & Investment Monitor (OMSIM) has tracked and probed the savings and investment habits of working metropolitan households in South Africa. The findings and insights are widely shared during National Savings Month in July. The survey’s ultimate goal is to empower consumers to manage their finances more effectively.

Why do the research?

In today’s world it is vital for us to find ways to connect with our customers and our society, to support them as they seek to meet their diverse range of financial needs, challenges and aspirations. Applied knowledge is power, and with our 178 years of experience, we understand that if you Know Better you can Do Better.

Aerial view of people in white shirts lining up in an upward arrow formation.Previous Results