Get quick and easy access to a bespoke loan, with a flexible term structure and lower interest costs than an unsecured loan.
- Support your long-term investment strategy through leverage
- Move swiftly to participate in attractive market opportunities
- Avoid liquidating positions and the tax implications thereof
An Old Mutual Investment Backed Loan against a Private Clients Discretionary Portfolio provides liquidity options to meet your needs if you are looking to:
Who is this for?
- Individuals and entities with a Private Clients-Assigned or Bespoke Portfolio looking to take advantage of a competitive lending value proposition.
- Individuals and entities who require liquidity without amending their portfolio composition.
- Individuals and entities looking to broaden their exposure to different markets, leverage business opportunities or fulfil financial goals.
- Businesses that require bridging finance to cover immediate costs.
- Businesses that require seed funding to expand operations.
- Businesses looking to generate working capital without liquidating assets.
Key benefits
- The ability to act quickly on market and investment opportunities
- Tailored loan with low interest rates
- Continued returns and capital growth on existing investment portfolios
- No capital gains tax and transaction cost implications
- No restrictions on portfolio management, over and above Private Clients dispersion rules
- Bullet payment at the end of the loan term with the option to roll over the loan at maturity
- Diversification opportunities
- Investment Backed Lending allowing for offshore investment and gaining exposure to different markets through leveraging