Local investment
productsOld Mutual has a full range of funds to choose from, empowering
you to secure your dreams and your future.

A range of investment products available to address clients’ investment ambitions to grow, secure and build wealth.  


Unit trusts


At Old Mutual, we believe that investing should be designed around you, with your goals firmly at the centre. Unit trusts use the combined money of investors to invest in global stock markets and economies. This money is managed by investment professionals, known as portfolio managers, who buy shares and other asset classes on behalf of their clients, according to the unit trusts mandate.


Unit trusts offer you the flexibility to tailor a portfolio that suits your specific investment needs and time horizon. They provide easy access to the stock market and diversification to reduce risk. Unit trusts are tax-efficient, offer capital growth opportunities, and provide emergency access to funds and online management options.

Life wrapped


This tax-efficient investment vehicle is designed to grow capital.


Life-wrapped investment funds are offered by insurance companies, combining investments with life insurance benefits. They provide potential tax advantages and a payout to beneficiaries, making them useful for long-term planning such as retirement or legacy goals.

Tax Free Savings Account


This investment provides a savings mechanism where the investment growth and any proceeds payable to the client are exempt from tax.


With a tax-free account you are able to contribute a maximum of R46 000 per tax year, and a maximum of R500 000 during your lifetime completely tax free.

 

Retirement

Retirement Annuity
A retirement annuity fund is a long-term savings plan for retirement. Regular or lumpsum contributions are invested to grow over time with tax benefits and investment growth. Upon retirement, the fund provides income through withdrawals or annuities.
Preservation (Pension or Provident) Investment
A preservation (pension or provident) investment is designed to hold and grow your retirement funds when needed. It preserves the value of your pension or provident fund, and continue investing for future growth - often with tax benefits.
Linked retirement Income
Linked retirement income is a retirement investment in which the income you receive is tied to the performance of underlying investments. It offers flexibility in managing withdrawals and provides potential for growth based on the performance of linked assets, such as stocks or bonds.

An older tailor measures a garment at his workshop.Get in touch with Old Mutual WealthWhether you have a comment, concern or want to find out more about how we can help you, our friendly and efficient staff are ready to assist you with whatever you need.