The Wealth Debrief ExchangeThe “50, 15, 5” savings rule: A bold framework for financial freedom and investor disciplineIn this episode of the Wealth Debrief Exchange, Trevor John, Head of Old Mutual International Distribution, chats with Tiaan Herselman, CFP®, who provides an insightful perspective on investor behaviour and long-term wealth creation. He shares his personal journey with the “50, 15, 5” principle - saving 50% of income over 15 years to achieve 5% real returns. He also delves into early financial independence, the emotional side of decumulation, and the importance of putting your money to work.