Andrew Dittberner, Chief Investment Officer, looks at how, despite a deteriorating economic situation, certain South African businesses have been able to withstand the gravitational pull of a sluggish economy. He refers to such businesses as having the ability to create their own economies and highlights three examples (namely Capitec, Stor-Age and OUTsurance), which we hold within our Core Equity Model Portfolio.

Victor Mupunga, Head of Research, goes into more detail on OUTsurance and unpacks how this business has been able to its competitors. He makes the point that innovation within a stagnant market, strong execution and geographic expansion have been the key drivers of the group’s outperformance and looking ahead, we believe that there are multiple growth initiatives that have the potential to ensure that the business continues to outshine its competitors.

Research Analyst, Tasneem Samodien looks at the significant progress made by Microsoft Teams, which in just six years, has made Microsoft even more essential in the daily operations of corporates globally. Tasneem explains how Teams has bridged the gap between Microsoft 365 and third parties, effectively positioning it at the centre of an organisation’s collaboration strategy.

Mandy Dix-Peek, Head of Fiduciary, outlines South Africa’s ever-evolving and increasingly complex tax legislative landscape. She makes the point that independent, professional trusteeship remains the most reliable approach to minimise risk and ensure that trusts withstand legal scrutiny.