In this Cover Magazine article on wealth management and financial planning for high net worth (HNW) clients, Jean Minnaar, MD of Private Clients by Old Mutual Wealth explains that the HNW market segment is more about mindset and strategic decision-making than mere asset accumulation. He makes the point that while many continue to define HNW clients as individuals or families with over a million dollars in discretionary assets, financial planners and wealth managers would be better served by focusing on the intricate complexities involved in guiding these clients across multiple asset locations.