Page 5 - TODAY magazine Issue 1 2021

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YOUR TIME
BUYING SECOND-HAND
Shopping second-hand is not only budget-friendly, it’s much better for the planet too.........36
WHEN YOUR FULL-TIME JOB IS FINDING A JOB
Find expert advice and inspiration to stay motivated ..38
GETTING THE MOST OUT OF YOUR CAR INSURANCE
The main reasons claims are rejected and what you can do
to avoid it .........................40
YOUR WEALTH
RENTING VS BUYING?
We unpack the pros and cons
of each .............................44
MAKING YOUR MONEY
GO FURTHER
Use these budget-savvy hacks
to save ..............................48
WHAT TO DO ABOUT DEBT
IN RETIREMENT
A debt councellor explains what to pay off and what not to cut when you retire ...................50
OLD MUTUAL
Editor Gugu-Lisa Zwane-Johnson Project Manager Charlene Murphy Project Assistant Hayley de Vos Email todayomc@oldmutual.com
Old Mutual Life Assurance Company (SA) Limited is a licensed financial services provider and life insurer.
Today is published for, and on behalf of, Old Mutual Corporate by John Brown South Africa.
EDITORIAL
Consulting Editor Kelda Lund
Deputy Editor Charles Thompson Features & Senior Copy Editor Erla Rabe Art Director Anelia Gates
Managing Editor Qubia Brink
MANAGEMENT
Managing Director Lani Carstens Group Content Director Justine Drake Account Director Delicia Krause
John Brown South Africa www.johnbrownmedia.co.za
Production Blue Ink Media
Contributing Writers Trevor Crighton, Brendan Dale, Ann Ellis Brown, Mandy Freeman, Mapalo Makhu, Neesa Moodley, Kemong Mopedi, Samantha Page, Norma Young, Mark van Dijk and Helen Ueckermann
Copyright © 2021 Old Mutual. All rights reserved. No part of this publication may be reproduced or distributed in any form or by any means, or stored
in a database or retrieval system, without the prior written permission of the publisher. Opinions expressed in this publication are not necessarily those of the editors, publisher, or sponsors. Some of the articles in this publication may contain forward-looking statements with respect to Old Mutual’s plans and performance, and wider economic factors. By their nature, all forward-looking statements involve risk and uncertainty because they relate to future events and circumstances that are beyond Old Mutual’s control. As a result, actual financial conditions may differ materially from the plans and expectations set forth.
Old Mutual is under no obligation to update any forward-looking statements referred to in this publication or any other forward-looking statements that it may make. While all precautions have been taken to ensure accuracy of information, neither Old Mutual nor John Brown South Africa can be held liable for inaccuracies, injury or damage that might occur.
Please note: None of the content in this magazine is intended as and does
not constitute financial or any other advice nor does it take into account your personal financial circumstances. It is important to speak to an accredited broker or financial adviser before taking any financial decisions.
Cover model: Nina White
Hair and Make-up: Lisa Bailey, Supernova Creative Management
Photographer: Glen Montgomery, Supernova Creative Management